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Shape Finance

Expert Advice. Better Lending. Built Around Your Needs.

Shape Finance is a specialist Finance Brokerage servicing clients in search of Plant and Equipment, Residential Home Loans and Commercial Loans. We provide sound financial solutions and the best advice for your current financial needs.

Our team brings broad lending experience across multiple loan types, allowing us to guide clients with confidence and clarity.

More About us
What we offer?

Trusted Expertise Across Every Loan Type

Shape Finance is a specialist Finance Brokerage servicing clients in search of Plant & Equipment, Residential and Commercial Loans.
Home Loans
Equipment Finance
Business Loans
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First Home Buyers

First Home Buyers

From savings and borrowing power to pre-approval and settlement, Shape Finance guides you end-to-end so you can buy with confidence.
Commercial Loans

Commercial Loans

We’ll help you choose the right loan structure, explain upfront costs like deposit and stamp duty, and compare options (fixed vs variable, interest-only vs principal & interest) so your property investment supports steady rental returns and future growth.
Refinancing

Refinancing

Looking to reduce your loan repayments? Wanting a lower interest rate? Wanting to increase your loan and take cash out? We are here to help!
SMSF Lending

SMSF Lending

We’ll help you understand SMSF lending rules, the benefits of owning property in your super, and how an SMSF property strategy can add diversification, flexibility, and potential tax advantages to your retirement plan.
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Equipment Loans
Equipment Loans
We’ll assess your business needs, confirm your funding capacity upfront, and secure the right finance for vehicles, machinery, IT, and plant so you can upgrade while keeping cash in the business.
Agriculture Loans
Agriculture Loans
We help you fund tractors, harvesters, irrigation and more, with repayment plans structured around seasonal cash flow so you can boost productivity without pressure.
Vehicle Loans
Vehicle Loans
We compare Australia’s major lenders to secure a competitive rate and the right loan structure, handling the legwork and paperwork so you can get on the road sooner.
Insurance Premium Funding
Insurance Premium Funding
Insurance premium funding is a fixed-rate loan that lets your business spread insurance costs and manage cash flow more effectively while preserving access to day-to-day working capital.
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Commercial Lending
Commercial Lending
We take the time to understand your situation, then match you with the right lender from our panel of traditional and alternative partners.
Secured/Unsecured Working Capital Loans
Secured/Unsecured Working Capital Loans
We help Australian businesses bridge short-term cash flow gaps with fast approvals and flexible funding, so you can access funds sooner and keep operations moving.
Refinancing of Commercial Properties
Refinancing of Commercial Properties
We’ll review and restructure your existing commercial debt to secure better rates and loan terms, unlock equity for business purchases, and work with your accountant to keep the strategy tax-effective.**

Why Shape Finance?

Home, Commercial & Equipment Finance Experts
Home, Commercial & Equipment Finance Experts
Whether you’re financing a home, expanding a business, or funding plant and equipment, we bring specialist lending expertise across the categories that matter most, so you can keep everything under one trusted brokerage.
Access to 30+ lenders, including the big four
Access to 30+ lenders, including the big four
We compare options across a broad panel of Australian lenders to help you find the right product for your goals, not a one-size-fits-all solution. More lender choice means more flexibility on rates, terms, and approval criteria.
Clear advice and a smoother approval journey
Clear advice and a smoother approval journey
Finance can get complicated fast. We simplify the process with practical guidance, transparent communication, and support from enquiry through to settlement, helping you move forward with confidence.
Focused on value, savings, and long-term outcomes
Focused on value, savings, and long-term outcomes
Our approach is designed to deliver sound financial solutions that can reduce interest costs and unnecessary fees, while setting you up with lending that supports your next step, not just today’s transaction.
Customers ❤️ Shape Finance

Our Delighted Customers

Shape Finance Home

Jordan Kruger from Shape Finance has been a professional and easy-to-work-with broker for us for years. We appreciate his collaboration and the loan scenarios he shares with our firm.

Michael Ramos
via google.com
Shape Finance Home

Jordan was able to help us with the process of buying our first home. He was and continues to be incredibly helpful, was patient when we had countless questions and took a lot of the stress out of the buying process. Highly recommend!

Georgia Maccan
via google.com
Shape Finance Home

Working with Jordan has been an absolute pleasure. He makes the process of obtaining a mortgage clear and provides you all the relative information. Why deal with many lenders, when Jordan gets you the best deal for your situation. I will be working with Jordan in the future and recommend his services highly.

Iain Chapman
via google.com
Shape Finance Home

Jordan Kruger was so helpful helping us buy our first home. He answered all our stupid questions & always had time to help us work out the best options for our loan.

Krista Brown
via google.com
Shape Finance Home

Jordan was amazing to deal with! Very prompt with the limited time we had. Made the the whole process easy and great at communicating. Thanks again Jordan and the team !

David Hua
via google.com
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Our Lenders

Your Loan Plan, Made Clear

Get expert guidance on your next home, investment, or business loan, plus a shortlist of suitable lenders and hands-on support through every step.

We are just a call away!
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